Archives on months

January 2008
February 2008
March 2008
April 2008
May 2008
June 2008
July 2008
August 2008
January 2007
February 2007
March 2007
May 2007
June 2007
August 2007
September 2007
October 2007
November 2007
December 2007
October 2006
November 2006
December 2006

Legal consultation

Barbarian Diordieva - the lawyer, an analyst.
If you had legal issues, the problems connected with realisation of your rights, and also the questions, concerning legislations, write.

Setting questions, specify region (Ukraine, Russia etc.).

Lady Boss at the wheel

Rules of purchase second-hand domestic авто on credit

Rules of purchase second-hand domestic авто on credit

Car purchase - responsible enough step. Far not everyone presumes to itself(himself) such luxury, as the personal car. To help the consumer with car acquisition exists special авто the credit. It would Seem, in it there is nothing difficult, has issued a number of documents and here you already have own car. But not all so is simple, happens, that the person is exposed to a deceit and swindle from the seller.

It is necessary to know, that, buying the second-hand car on credit in a motor show, the client necessarily should conclude the contract on vehicle purchase and sale. You the consumer, and consequently a master of the situation who on demand should receive any information.

At purchase second-hand авто on credit, it is necessary to pay attention final cost of the car taking into account various modernisations, such as tuning, toning and so on. The car Total price in most cases essentially differs costs which to you speak on the phone or fair brochures. Separate motor shows use cunning, referring on special conditions of bank crediting. By and large, all it is falsification, the unique obligatory requirement installation of alarm system can be.

Many buyers so light up idea to possess own car, that wrongly believe, that the car price is not so important, as the bank pays for all. It is the basic and main oversight and purchase second-hand domestic авто on credit. The remained sum given by bank - your debt and the it is more, the you should return the big sum.

Other error at credit drawing up consists in error about reception of money resources of clients. Many think, that the bank lists the credit sum directly in a motor show, actually you are the unique and lawful addressee of transfer. You dispose of them and bear responsibility. I advise with special attention to check all payment commissions offered you for the signature, after all it is your money resources!

You also should remember, that the bank protects only the interests, it hardly will meet you at occurrence of claims to quality of the got car. All questions on car breakages, its price, malfunctions to you should be set in a motor show, therefore be vigilant at the conclusion of the contract of purchase and sale of the car. And the most important thing, the sum of the received credit for purchase domestic second-hand авто, specified in the credit contract, is not by the car! If suddenly you want to return the car and to extinguish the credit, you can have a number of problems as the credit not is cost авто. Besides it, for you there will be a percentage debt from the credit of bank which you will be obliged to return.

In the conclusion it is necessary to notice, that, concluding the contract on purchase second-hand domestic авто on credit, you should be completely assured of an own solvency. Only at first sight the car on credit is a simple problem. Having appeared in an unreliable motor show, you can fall for the bait a deceit and appear in a debt hole.